Student Loan Opportunities

Students may apply for Connecticut state loans through the Connecticut Higher Education Supplemental Loan Authority (CHESLA), which offers low-fixed-interest-rate loans, with no application fees. Applicants – or co-applicants, if any – must have a minimum $20,000 gross annual income, and monthly loan installment payments must amount to 40% or less of monthly gross income. Students may defer interest while in school and for a 6-month grace period (interest is capitalized annually). The CALS Graduate Institute School Code is 117777-00. Access the loan hotline at 717-254-2395 or visit for more information.

Alumni Partial Tuition Waiver 

An alumnus of any of The Graduate Institute's Master of Arts degree programs qualifies for these partial tuition waivers:

  • $2,000 towards another MA degree

  • $1,200 towards a "Planned 30-Credit Program"

  • $1,000 towards a 12-credit Certificate program

  • $750 towards a 9-credit Certificate program

  • $500 towards a 6-credit Certificate program

  • $300 towards the CWS coaching program

  • $300 towards the Holistic Nursing Board Exam Preparation Course


          Application fees are waived for alumni.

Coaching with Spirit graduates qualify for a $300 tuition waiver for a masters program.

Alumnus tuition waivers may be available for current students. Consult admissions.

Tuition Waiver for Six Credits for Educators

Applicants who teach full time in Priority and Alliance School Districts*

For an MA degree, are eligible for a $2,700 (six credits) tuition waiver;

For the Planned 30-Credit Program, are eligible for a $1,800 (four credits) tuition waiver.

*Ansonia, Bloomfield, Bristol, Bridgeport, Danbury, Derby, East Hartford, East Haven, East Windsor, Hamden, Hartford, Killingly, Manchester, Middletown, Naugatuck, New Britain, New Haven, New London, Norwalk, Norwich, Putnam, Stamford, Vernon, Waterbury, West Haven, Winchester, Windham, Windsor, and Windsor Locks.

Tuition Waiver for up to Six Credits for an MA Program

Master of Arts students may apply for a tuition waiver for up to six (6) credits if they show evidence (official transcript) for credits of graduate study as a non-matriculated student.

Requests for this tuition waiver are reviewed on a case-by-case basis.  

Transfer of Credit

  Requests for transfer of credits are reviewed on a case-by-case basis. Determination of acceptance of 
credit is based on appropriate alignment with course offerings. The Academic Affairs Committee renders 
all decisions regarding transfer of credit. 

Need-Based Scholarship

Need-based scholarships are available to eligible candidates who have financial hardship and can provide documentation (most recent tax return and asset statement) to support their need. Fill out and mail the TGI Need-Based Scholarship Form, link below, to: The Graduate Institute, 171 Amity Road, Bethany, CT 06524 Attention: Admissions

  TGI Need-Based Scholarship Form


Important considerations regarding tuition waivers:

  • Tuition Waivers will be credited at the end of the degree program.

  • Tuition Waivers may not be combined.

  • Tuition Waivers will not be applied retroactively.

  • Other restrictions may apply. Policies are subject to change.

The Graduate Institute


171 Amity Road

Bethany, CT 06524

United States

Phone: (203) 874-4252

Fax:      (203) 874-8070

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